Carl joined Lane Financial Management Ltd in 2003 having completed fourteen years as a technical consultant with the largest insurance group in the United Kingdom.
Carl was appointed as Managing Director in 2019 and as such is the Senior Manager responsible for Lane Financial Management Ltd’s activities.
As is required by all financial advisers, Carl has completed the Financial Planning Certificate. Carl has attained the Advanced Financial Planning Certificate (AFPC) with qualifications in taxation and trusts, Personal Investment and Retirement Planning.
In addition to this Carl has further qualifications in Mortgage advice, Equity Release and Long Term Care provision. Carl has been accredited with the Pension Transfer Gold Standard and is registered with the Financial Conduct Authority as a Pension Transfer Specialist.
Carl is well placed to offer sound financial advice to all, whatever their financial position and objectives and his methodical, friendly and enthusiastic approach come recommended by many.
Carl always takes the time to understand fully his client’s requirements before implementing a financial planning strategy. Carl’s financial planning reports are thorough, honest and individually tailored to meet the clients’ objectives.
Carl provides a clear explanation as to the advantages and any disadvantages in following his recommendations. Carl strives to deliver advice in a timely fashion, unbiased in its nature and responds quickly to any queries raised.
Carl is qualified to Advanced Financial Planning Certificate level (Diploma PFS).
Member of the Personal Finance Society
Member of The Society of Mortgage Professionals
Member of the Society of Life and Pensions
Member of The Chartered Insurance Institute
CFP – Certified Financial Planner Licence (IFP)
CF1 – UK Financial Services, Regulations and Ethics
CF3 – Financial Protection
CF4 – Retirement Planning
CF5 – Integrated Financial Planning
CF6 – Certificate in Mortgage Advice
FP1 – Financial Services and their Regulations
FP2 – Protection, Savings and Investments
FP3 – Identifying and Satisfying Client Needs
MAQ – Mortgage Advice Qualification
G10 – Taxation and Trusts
G20 – Personal Investment Planning
G60 – Pensions
ER1- Equity Release
AF5 – Financial Planning Process
AF7- Pension TransfersContact Carl Rivers